SumxNet™ Internet Banking System

SumxNet offers solutions that fit your needs and your unique circumstances by providing unparalleled access to personal and commercial bank accounts.

With SumxNet, customers are able to open new accounts, purchase CDs and apply for loans online.  They can also view account balances and histories, pay bills, transfer funds, download images of cleared checks, run customized reports, and download transactions into personal financial management packages.  All this at any time, 24 hours a day, 7 days a week from anywhere they have secure Internet access!

The Internet Banking System offers complete online banking for retail, as well as, cash management for commercial customers.  Using a standard browser interface, this NT based system makes online banking convenient for your customers and provides revenue generating potential for your bank.

• Account Review gives customers control over managing their bank account by offering access to daily balances and detailed statements, opening new accounts, access to CDs, IRAs, credit cards and loans.  Account information can be downloaded into any current personal finance management program or spreadsheet such as Quicken or Microsoft Money.
• Bill Payment is a built-in feature of SumxNet that allows your banking customers to pay any bill electronically through your online bank-branded bill payment product. With SumxNet Bill Payment, the bank has complete control over electronic bill payment. The bank decides when and if to activate bill payment, who can receive payments and how those payments will be made
• Other Services provided with SumxNet include stop payment, reorder of checks, change passwords and mailing address, request documents, rate information, ask customer service questions and loan and mortgage calculators.

• Cash Management provides total utility and convenience for your commercial customers. SumxNet's Cash Management Advisor offers all the functionality of the SumxNet consumer Internet Banking System plus additional features for your commercial customers. The Cash Management Advisor Module allows commercial account customers to control multiple accounts with added security, request wire transfers, manage payroll, make tax payments, ACH origination and returns and perform bill payment online.
• Check Imaging, where available, allows interfacing to the bank's check imaging system so that your customers can request a copy of any check (front and back) to be viewed online or downloaded to their personal computer system for printing and verification of signature, payee and date cleared. Individual checks may even be categorized and information is provided instantly and conveniently. This beneficial service can generate non-interest fee income.
• View Previous Statements allows the NT or IBM OS/2 Server to receive statements from the Core Banking System each month as part of the standard cycle update. These statements are stored in SumxNet for up to 30 months for customer recall. Customers can retrieve an actual statement file in your Core Banking System format without assistance from bank employees and print the recalled statement on their own PC system printer.
• Credit Card Module, where available, allows your customers to review balances, track account history, categorized transactions and account activity for their credit cards. The financial institution's Internet banking customer can access account information and make payments online via the SumxNet Bill Payment Module. Credit card account information is provided in a timely and conveniently manner.
• Memo Post Update allows a file from the host processing system to be passed to the NT or IBM OS/2 Server to add recent daily transaction activity to a customer's account history and balance information. This allows your customers to stay up-to-the-minute on their accounts from other live remote sources. Memo Posting makes your SumxNet system more attractive and useful to your customers by providing the convenience and utility of a real-time system without the security concerns associated with the Internet Server being connected directly to the host.